01.
Revolving Loan
Revolving loan is a kind of loan that can be refunded after repayment, called revolving loan.
02.
Benefits of Revolving loan
Offers you the most flexibility. Withdraw and repay as many times as you require. Give instructions anytime, anywhere via telephone or email to make direct transfers to your bank account. Credit limit is restored after each repayment; unused amount does not attract any interest or fee.
03.
Types of Revolving Loan
Revolving loans are divided into general revolving loans and fixed-amount periodic revolving loans according to the repayment method. General revolving loans only pay interest every month, while fixed-amount periodic revolving loans combine the advantages of private loans and general revolving loans. The principal and interest are repaid every month, reducing borrowing in a planned and orderly manner. However, when there is a temporary need for funds, the principal of the revolving loan can be withdrawn again.
04.
Apply for Revolving Loan
You can download Application form and Notice relating to Personal Data (Privacy) Ordinance here, sign, fax (+852 3465 9869) or email (Credit@AccGirlfinance.com) or whatsapp (+852 3465 9868)to us together with other Application documents. Same day Loan drawdown may be possible for applications received before 11a.m.
05.
Revolving Loan Documents
-ID card
-Address proof (utilities bills, bank statements etc.) within the last 2 months
-Latest 3 months’ income proof, longer the period lower the rate
-Payroll bank account’s latest 3 months’ statements
06.
Drawing Down Revolving Loan
After loan is approved please bring Application documents to our branch. for loan drawdown. You can choose either a cheque in your name or a direct transfer to your bank account. Existing Revolving Loan customers can give instructions anytime, anywhere via telephone or email to directly transfer to bank account.
07.
Repayment of Revolving Loan
Monthly repayments usually by direct debit. Revolving loan customers can repay outstanding amounts partially or fully whenever and as often as they want: Fax (+852 3465 9869) or email (Credit@AccGirlfinance.com) or whatsapp (+852 3465 9868) deposit / transfer slip to us, noting your name and loan number. You can also make cash payments at our branch.
Write your name and revolving loan number on the deposit/transfer slip and email (Credit@AccGirlfinance.com), Whatsapp (+852 6162 3023) or fax (+852 3465 9869) to us. You can also submit cash repayments of revolving loans at our office
Money Lender’s Licence No.： 1885/2024
Complaint Hotline：+852 3465 9886
Complaint Email：comment@accgirlfinance.com
Warning: You have to repay your loans. Don’t pay any intermediaries